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How to Build Your Credit before Buying a Home

Having a solid credit score when purchasing a home is essential to getting approved for a mortgage.  Those consumers that have not established a credit history yet or who have poor credit might find it tough to buy a home without first having good credit.  The key is...

How Often Should You Check Your Credit Report?

There is no standard rule of thumb for how often you should check your credit report because information could be updated often depending on how many creditors you have and how much you use credit.  Most creditors report to the credit bureaus once per month but each...

5 Credit Terms Every Consumer Should Know

Managing one’s credit is one of the most important things every consumer can do to build and maintain a strong financial profile.  Good credit can be thought of as the foundation that much of our financial life is built upon.  Understanding the different terms of the...