by Stephen | Nov 16, 2021 | Credit
A consumers credit score is one of the most important items of consideration a lender will evaluate when reviewing a loan application. Building a good credit score and maintaining that credit score is one of the most important things a consumer can do to create a...
by Stephen | Nov 12, 2021 | Home Buying
The down payment on a home and how much to put down is one of the most frequently asked questions I get as a loan officer. There is no single answer to this question because there are a number of loan programs available, and each comes with their own down payment...
by Stephen | Nov 9, 2021 | Mortgage
Refinance volume in the US reached all-time highs in the past several years due to mortgage rates dipping to historically low levels. While a rate / term refinance is still the most popular type of refinance in the US there is a second type of mortgage refinance that...
by Stephen | Nov 5, 2021 | Credit
If you thought grades ended when your school career ended you might want to think again. A consumer’s credit score can be thought of as a grade that rates each of us on our creditworthiness and a little bit about our financial health. Maintaining a good credit score...
by Stephen | Nov 2, 2021 | Home Buying
Buying a house with no down payment is certainly a possibility in today’s housing market. The key to finding the right program for you is to connect early with a good lender that will guide you through the loan process and recommend a good no money down loan based on...
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