by Stephen | Oct 14, 2021 | Credit
As a loan officer I see all too often a client that is a solid candidate to buy a home, except for one thing, a large car payment. With cars becoming more complex due to on-board computers and sophisticated electronics on most new vehicles, car buyers need to find...
by Stephen | Oct 12, 2021 | Mortgage
For first time home buyers and even repeat home buyers it is always helpful to know what items a lender needs to generate a mortgage pre-approval. The mortgage pre-approval process requires quite a bit of documentation from start to finish but this can be relatively...
by Stephen | Oct 5, 2021 | Mortgage
The best way to make getting a mortgage easier is to be organized and prepared when you decide you are ready to buy a home. Having a good first meeting with your mortgage loan officer and knowing what questions to ask will ensure that you learn everything about which...
by Stephen | Sep 30, 2021 | Home Buying
As we come to the end of the third quarter and we enter the fourth quarter of the year, we wanted to take a look at both home prices and rental prices. Here in Phoenix, we have had a record-breaking year in terms of home price appreciation and market forecasters...
by Stephen | Sep 28, 2021 | Mortgage
When homeowners think of refinancing their mortgage the reason most often cited is to lower the interest rate on their loan. Lowering one’s mortgage loan rate is one of the most popular reasons to refinance but not the only reason. There are several good reasons to...
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