by Stephen | Sep 24, 2021 | Mortgage
When people think of refinancing their mortgage, the most common thought is to lower their interest rate. And while this is always a good option to consider when lower interest rates are available, there might be other mortgage refinance opportunities to think about...
by Stephen | Sep 22, 2021 | Credit
It can be quite a challenge to establish credit as a young adult if you go in to the process without a plan. There really isn’t an established playbook on how to establish good credit since there are many ways to accomplish this objective. But even if you begin the...
by Stephen | Sep 16, 2021 | Home Buying
Buying your first home can be nerve-racking, challenging, and scary all at the same time. But with a little education up front and a lot of preparation on the back end you too can stop paying rent and become a homeowner. The benefits of long term homeownership are...
by Stephen | Sep 14, 2021 | Home Buying
Buying a home is such a milestone event in our lives that we want to make sure that when we are ready to buy, we do everything we can to make the process go smooth and as problem free as possible. Potential home buyers may not understand that building the foundation...
by Stephen | Sep 9, 2021 | Mortgage
Borrowers can do a number of things to prepare themselves financially to buy a home. At the top of that list is controlling how much debt you have at any given time. The debt-to-income ratio is an important tool lenders use to measure a borrowers debt level and is...
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