by Stephen | Sep 7, 2021 | Credit
Lenders have a range of criteria they use to evaluate a borrower and their ability to repay a loan. Among those criteria are the 5 C’s of credit which help a lender to build a financial profile on each borrower. By learning about the 5 C’s of credit, potential...
by Stephen | Sep 2, 2021 | Home Buying
Before getting in the car and going to look at homes with your Realtor, the first thing a potential home buyer should do is to get pre-qualified or pre-approved to buy a home. There are meaningful differences between the two and we will explain the high-level...
by Stephen | Aug 26, 2021 | Home Buying
In some Phoenix cities, Rental Rates have increased by more than 15% in the past year Both the housing and the property rental markets have been on fire in the past year and there seems to be no slowing down in sight. The increases in both markets have created an...
by Stephen | Aug 24, 2021 | Home Buying
Purchasing one’s first home is no small task that requires thoughtful planning and financial discipline leading up to the actual purchase. For first time homebuyers having never gone through the home buying process, it is understandably easy to make a mistake...
by Stephen | Aug 19, 2021 | Credit
When buying a home, qualifying for a mortgage requires the lender to evaluate several financial variables in a potential borrowers financial profile. Chief among them is Credit which is why it is so important to build a solid credit score in order to be ready to buy...
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