by Stephen | Nov 16, 2021 | Credit
A consumers credit score is one of the most important items of consideration a lender will evaluate when reviewing a loan application. Building a good credit score and maintaining that credit score is one of the most important things a consumer can do to create a...
by Stephen | Nov 12, 2021 | Home Buying
The down payment on a home and how much to put down is one of the most frequently asked questions I get as a loan officer. There is no single answer to this question because there are a number of loan programs available, and each comes with their own down payment...
by Stephen | Nov 9, 2021 | Mortgage
Refinance volume in the US reached all-time highs in the past several years due to mortgage rates dipping to historically low levels. While a rate / term refinance is still the most popular type of refinance in the US there is a second type of mortgage refinance that...
by Stephen | Nov 5, 2021 | Credit
If you thought grades ended when your school career ended you might want to think again. A consumer’s credit score can be thought of as a grade that rates each of us on our creditworthiness and a little bit about our financial health. Maintaining a good credit score...
by Stephen | Nov 2, 2021 | Home Buying
Buying a house with no down payment is certainly a possibility in today’s housing market. The key to finding the right program for you is to connect early with a good lender that will guide you through the loan process and recommend a good no money down loan based on...
by Stephen | Oct 29, 2021 | Home Buying
The Casa Grande real estate market continues to mirror the Phoenix real estate market in the price growth the area is seeing. Home prices in Casa Grande continued to increase at a record pace and the real estate market in the area continues to remain a Sellers’...
by Stephen | Oct 28, 2021 | Home Buying
The Phoenix real estate market continued to show strong year over year price growth in the most recent month. According to the Case-Shiller U.S. National Home Price NSA index that was released on Tuesday, Phoenix led the nation in year over year home price growth at...
by Stephen | Oct 26, 2021 | Credit
The two most well known companies in the credit scoring world use different scoring models to arrive at your credit score When applying for credit of any kind our credit score is one of the most important factors that is considered in any lending decision. For this...
by Stephen | Oct 21, 2021 | Home Buying
Buying a home as a first time homebuyer can be nerve-racking, challenging, and scary all at the same time. There is no home buying school unfortunately that we can attend where we learn all of the basics of the home buying process. We typically learn about buying a...
by Stephen | Oct 19, 2021 | Home Buying
Americans have always had a love affair with their cars and owning a new car is the dream of many, and almost a sign that “you’ve made it” when you pull in to your driveway with that brand new vehicle. But buying any car, and especially a new car comes with a large...
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