by Stephen | Sep 7, 2021 | Credit
Lenders have a range of criteria they use to evaluate a borrower and their ability to repay a loan. Among those criteria are the 5 C’s of credit which help a lender to build a financial profile on each borrower. By learning about the 5 C’s of credit, potential...
by Stephen | Sep 2, 2021 | Home Buying
Before getting in the car and going to look at homes with your Realtor, the first thing a potential home buyer should do is to get pre-qualified or pre-approved to buy a home. There are meaningful differences between the two and we will explain the high-level...
by Stephen | Aug 26, 2021 | Home Buying
In some Phoenix cities, Rental Rates have increased by more than 15% in the past year Both the housing and the property rental markets have been on fire in the past year and there seems to be no slowing down in sight. The increases in both markets have created an...
by Stephen | Aug 24, 2021 | Home Buying
Purchasing one’s first home is no small task that requires thoughtful planning and financial discipline leading up to the actual purchase. For first time homebuyers having never gone through the home buying process, it is understandably easy to make a mistake...
by Stephen | Aug 19, 2021 | Credit
When buying a home, qualifying for a mortgage requires the lender to evaluate several financial variables in a potential borrowers financial profile. Chief among them is Credit which is why it is so important to build a solid credit score in order to be ready to buy...
by Stephen | Aug 17, 2021 | Credit
Having a solid credit score when purchasing a home is essential to getting approved for a mortgage. Those consumers that have not established a credit history yet or who have poor credit might find it tough to buy a home without first having good credit. The key is...
by Stephen | Aug 12, 2021 | Uncategorized
There is no standard rule of thumb for how often you should check your credit report because information could be updated often depending on how many creditors you have and how much you use credit. Most creditors report to the credit bureaus once per month but each...
by Stephen | Aug 10, 2021 | Home Buying
The home buying process can seem overwhelming at first when you have never gone through the process before. However, when home buyers can break down the buying process in to smaller tasks the process becomes much more manageable. Below will find seven things...
by Stephen | Aug 5, 2021 | Mortgage
Buying a home can seem like a daunting task to those going through the process for the first time. The home buying process can be seamless for those that take the time to plan ahead, get educated about buying a home, and getting your financial house in order so you...
by Stephen | Aug 3, 2021 | Credit
Managing one’s credit is one of the most important things every consumer can do to build and maintain a strong financial profile. Good credit can be thought of as the foundation that much of our financial life is built upon. Understanding the different terms of the...
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