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What Credit Score is Needed to Buy a House

When buying a home, qualifying for a mortgage requires the lender to evaluate several financial variables in a potential borrowers financial profile.  Chief among them is Credit which is why it is so important to build a solid credit score in order to be ready to buy...

How to Build Your Credit before Buying a Home

Having a solid credit score when purchasing a home is essential to getting approved for a mortgage.  Those consumers that have not established a credit history yet or who have poor credit might find it tough to buy a home without first having good credit.  The key is...

5 Credit Terms Every Consumer Should Know

Managing one’s credit is one of the most important things every consumer can do to build and maintain a strong financial profile.  Good credit can be thought of as the foundation that much of our financial life is built upon.  Understanding the different terms of the...