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Down Payment Assistance Programs: A Complete Guide

by | Dec 9, 2021 | Mortgage

There are plenty of down payment assistance programs available for home buyers and these programs are a great option for those that qualify.  Down payment assistance programs can be either government funded programs or privately funded programs and they generally are...

How to Get Rid of PMI?

by | Nov 23, 2021 | Mortgage

When you buy a home and you put less than 20% down, the home buyer must have what’s called private mortgage insurance (PMI) on a Conventional loan.  This is a requirement on mortgage loans that have less than a 20% down payment and this is something your...

How to Know When to Refinance a Mortgage?

by | Nov 18, 2021 | Mortgage

There is no best time to refinance a mortgage but you will know when that time is good for you based on your own circumstances.  The best time to refinance a mortgage is when there is a financial need that arises and the amount needed is large enough to warrant a...

What is a Cash-Out Refinance?

by | Nov 9, 2021 | Mortgage

Refinance volume in the US reached all-time highs in the past several years due to mortgage rates dipping to historically low levels.  While a rate / term refinance is still the most popular type of refinance in the US there is a second type of mortgage refinance that...

3 Tips to Make Getting a Mortgage Easier

by | Oct 5, 2021 | Mortgage

The best way to make getting a mortgage easier is to be organized and prepared when you decide you are ready to buy a home.  Having a good first meeting with your mortgage loan officer and knowing what questions to ask will ensure that you learn everything about which...