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How to Buy a Car and Never Take on a Car Payment

As a loan officer I see all too often a client that is a solid candidate to buy a home, except for one thing, a large car payment.  With cars becoming more complex due to on-board computers and sophisticated electronics on most new vehicles, car buyers need to find...

FHA Loans: 5 Things you need to get an FHA Mortgage Pre-Approval

For first time home buyers and even repeat home buyers it is always helpful to know what items a lender needs to generate a mortgage pre-approval.  The mortgage pre-approval process requires quite a bit of documentation from start to finish but this can be relatively...

3 Tips to Make Getting a Mortgage Easier

The best way to make getting a mortgage easier is to be organized and prepared when you decide you are ready to buy a home.  Having a good first meeting with your mortgage loan officer and knowing what questions to ask will ensure that you learn everything about which...

5 Smart Reasons to Refinance a Mortgage

When homeowners think of refinancing their mortgage the reason most often cited is to lower the interest rate on their loan.  Lowering one’s mortgage loan rate is one of the most popular reasons to refinance but not the only reason.  There are several good reasons to...

Which Mortgage Refinance is Best for You?

When people think of refinancing their mortgage, the most common thought is to lower their interest rate.  And while this is always a good option to consider when lower interest rates are available, there might be other mortgage refinance opportunities to think about...