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METRO PHOENIX RENTAL RATES ARE INCREASING AT A HISTORIC PACE

In some Phoenix cities, Rental Rates have increased by more than 15% in the past year Both the housing and the property rental markets have been on fire in the past year and there seems to be no slowing down in sight.  The increases in both markets have created an...

What Credit Score is Needed to Buy a House

When buying a home, qualifying for a mortgage requires the lender to evaluate several financial variables in a potential borrowers financial profile.  Chief among them is Credit which is why it is so important to build a solid credit score in order to be ready to buy...

How to Build Your Credit before Buying a Home

Having a solid credit score when purchasing a home is essential to getting approved for a mortgage.  Those consumers that have not established a credit history yet or who have poor credit might find it tough to buy a home without first having good credit.  The key is...

How Often Should You Check Your Credit Report?

There is no standard rule of thumb for how often you should check your credit report because information could be updated often depending on how many creditors you have and how much you use credit.  Most creditors report to the credit bureaus once per month but each...